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You do not have to enter loan information, as agencies that issued your federal grants and loans will be responsible for reporting information to the NSLDS.While the information on the NSLDS generally is accurate because it is provided by loan servicers, it is usually not up to date.A cellphone number can be provided if you’d like to bypass answering security questions to retrieve an FSA ID or password.To look at your federal loan and grant information, click on “Financial Aid Review" after entering your FSA ID and password into the NSLDS website.Organizations that provide loan information for the NSLDS report on different schedules..The NSLDS is not infallible; it’s important to check your page regularly for errors and inaccuracies.It’s also helpful if you’re trying to figure out what type of loans you have, which is necessary when you’re applying for certain loan forgiveness programs.As mentioned previously, to use the NSLDS you must have an FSA ID username and password, which serve as your login information and allow you to access data about your federal loans and grants online.

Over the course of a college career, a student may take out multiple education loans of different amounts and term lengths.

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The NSLDS gets information from several government and loan processing services.

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Here are the sources for NSLDS data: When data from these sources are combined, you can get a comprehensive overview of your outstanding loans, repaid loans and repayment schedules.Credit counselors can get student loan information from you rather than by directly accessing your NSLDS account.